Retirement Planning and Transitions

A successful retirement is not a gift - it is an achievement shared by the entire family

Boyer Wealth Management gives you an easy-to-understand retirement plan..... a plan that is unique to your life.

The plan considers your current investments, projected investment contributions, your 401(k), Social Security benefits and other notable cash inflows and expenses. It also takes into account historical market returns, volatility and other statistical factors. Darren and Jessica are even able to calculate the required minimum distributions you will need to take at age 70 1/2 and help plan accordingly.

Boyer Wealth Management has the blueprint for a successful retirement - and a relationship you can trust for life

A written plan for retirement

You can’t afford mistakes with your retirement money. That’s why Boyer Wealth Management gives you a long-range retirement plan – a way to measure goals and expectations, a "playbook" for all the financial moves you need to make.

While you live for today, this written plan helps you anticipate tomorrow. It details recommended investments and income withdrawals, and preservation measures you can take to reduce taxes and maintain family assets.

With this information, you will be able to forecast the results of your retirement plan during the peak of a bull market or during the trough of a bear market. From this projection, we can arrive at a probability of success.

During the implementation process, Darren and Jessica will help you determine how much retirement income is sufficient, which retirement accounts to tap first, and the order of withdrawals that will have the least adverse tax consequences.

With this farsighted plan, a significant amount of the guesswork is eliminated. As your retirement begins and proceeds, you will be able to measure your progress and compare expected returns to actual returns. This tracking will help you make enlightened decisions in asset allocation and distribution planning, giving you greater confidence for the future.

Investing involves risk, including loss of principal. No strategy assures success or protects against loss.

A commitment for generations

Fundamentally, Darren and Jessica’s planning is multigenerational. They know that unforeseen accidents and illness are a part of life and can affect a family’s lifestyle and priorities. They not only help families plan to address these needs, they also make a commitment to help surviving spouses and children after a loss to ensure their welfare.

A lifelong passion for helping people

If you are recently retired, thinking about retirement, or just wondering about the direction you should take with your savings, then talk with Boyer Wealth Management. Their retirement planning can help you work towards your financial potential. Call or e-mail Boyer Wealth Management today and learn about the steps you can take to make retiring easier.